DEBT HELP & RESOURCES

Finacial Breakdown & Hardship
Anxiety & Depression
Feeling Overwhelmed
Wellbeing & Support

You are not alone, help is available

At Stellar Collections, we understand how overwhelming debt can be. With life's many expenses, it can be tough to keep up with loans, car payments, and a growing credit card balance with high interest. Although debt isn't inherently bad, it's crucial to keep it manageable and not let it control your life.

Our team at Stellar Collections is here to help you on your debt repayment journey and guide you towards becoming debt-free. Despite the challenges, there is always a path to financial stability. Don't let creditor pressure and debt stress negatively affect your mental health.

It's important to seek help instead of ignoring the problem. Our goal is to improve your financial situation, not make it worse.

Take the first step towards becoming debt-free and moving forward with peace of mind.

MENTAL HEALTH AND FINANCIAL HARDSHIP

Financial health and mental health are closely linked. Financial stress can often have a negative impact on our mental health. The reverse is also true, as mental health issues can make financial stress worse.

Mental Health and Wellbeing Support

If you are experiencing a personal crisis or feeling overwhelmed and finding it difficult to cope, help is available.

Being connected with others is important for your mental health.

Talking to a close friend, partner or family member can be a good starting point.
You could also speak with your doctor and consider a mental health treatment plan, which will help with the costs of working with a professional practitioner, like a psychologist.
If you are looking to connect with others who may be going through similar experiences to yourself, you can join the Beyond Blue Online Forums.

Talk it through with Beyond Blue

Sharing the load with someone else can really help. So no matter who you are, or how you are feeling, you can talk it through with Beyond Blue.

The Beyond Blue Support Service is available 24/7
You can call and talk to a counsellor on 1300 224 636
Or visit beyondblue.org.au/getsupport to chat with a counsellor online.

If you are in an emergency, or at immediate risk of harm to yourself or others, please contact emergency services on 000.
If there is no immediate danger, but you need to speak to someone urgently,
contact Lifeline on 13 11 14 for 24-hour crisis support.
Other help is also available. You can contact any one of the below free and confidential mental health and wellbeing services, any time of the day or night.

Anxiety and depression

Beyond Blue

Phone: 1300 224 636